RESCU PRIVACY POLICY
Our Privacy Notice
FACTS: WHAT DOES RESPONDERS EMERGENCY SERVICES CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives 2 consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the accounts or services 3 you have with us. This information can include:
• Name, address, Social Security Number, and income
• Account balances and payment history
• Credit history and credit scores
When you are no longer our member, we continue to share your information as described in this notice.
How? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Responders Emergency Services Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
For our everyday business purposes—such as to process your transactions, maintain the account(s) you have with us, respond to court orders and legal investigations, or report to credit bureaus
For our marketing purposes—to offer our products and services to you
For joint marketing with other financial companies
For our affiliates’ everyday business purposes—information about your transactions and experiences
For our affiliates’ everyday business purposes—information about your creditworthiness
For our affiliates to market to you
For non-affiliates to market to you
Reasons we can share your personal information
Does Responders Emergency Services Credit Union share? Can you limit this sharing?
Question Response Response
For our everyday business purposes— Yes No
such as to process your transactions, maintain the account(s)
you have with us, respond to court orders and legal
investigations, or report to credit bureaus
For our marketing purposes— Yes No
to offer our products and services to you
For joint marketing with other financial companies No We do not share
For our affiliates’ everyday business purposes— No We do not share
information about your transactions and experiences
For our affiliates’ everyday business purposes— No We do not share
information about your creditworthiness
For our affiliates to market to you No We do not share
For non-affiliates to market to you No We do not share
Questions? Call us at 509-327-3244 or toll-free at 877-550-3244 or visit us online at myRESCU.org
Who We Are
Who is providing this notice? Responders Emergency Services Credit Union
What We Do
How does Responders Emergency Services Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, secured files and buildings, procedural safeguards and safe record storage. We will continue to review and modify our security controls in the future to deal with changes in products, services and technology.
How does Responders Emergency Services Credit Union collect my personal information?
We collect your personal information, for example, when you:
• open an account
• apply for a loan
• use your credit or debit card
• pay your bills
• make deposits to or withdrawals from the accounts with us
We also collect your personal information from others, including credit bureaus or other companies.
Why can’t I limit all sharing?
Federal law only gives you the right to limit only:
• sharing for affiliates’ everyday business purposes—information about your creditworthiness
• affiliates from using your information to market to you
• sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies
• Responders Emergency Services Credit Union has no affiliates.
Non-affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies
• Responders Emergency Services Credit Union does not share with non-affiliates so they can market to you
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you
• Investment companies
• Insurance companies
• Other financial service providers
