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RESCU Real Estate Loans


RESCU offers various Real Estate related loans at very competitive rates. These include:

1st Mortgage, Fixed Rate, 15 Year Term

  • Popular for those wishing to pay down their mortgage relatively quickly.
  • Very competitive rates.
  • Huge interest savings over the life of the loan compared to higher term Mortgages.
  • Talk to your RESCU Loan Officer for more details.

1st Mortgage, Balloon Loan, Variable Terms

  • 3 year, 5 year, 7 year, 10 year, and 15 year terms are available
  • Very popular for those wishing low mortgage payments for a fixed term due to personal family plans.
  • If still in place, the remaining balance can be refinanced.
  • Optional auto conversion to an adjustable rate mortgage is available.
  • Allows for cash management flexibility in specific cases.
  • Talk to your RESCU Loan Officer for more details.

Home Equity Line of Credit (HELOC)

  • If you have sufficient equity in your Real Estate, you may qualify for a HELOC.
  • The HELOC will be available for cash draws for a term of 5 years. At the end of the 5 year term the HELOC may be extended if desired and after you re-qualify.
  • Talk to your RESCU Loan Officer for more details

2nd Mortgage, Fixed Rate, 15 Year (or less) Term

  • In rare cases, this may be of benefit to you.
  • If qualified, the maximum loan value is $50,000
  • Talk to your RESCU Loan Officer for more details

Manufactured Home Loan

  • Talk to your RESCU Loan Officer for more details.

Note on rates: All rates shown are APR = Annual Percentage Rate. Your loan rate will be customized by taking into consideration your credit rating (FICO score) and can be further discounted based on your activity level with the credit union and other things. Your RESCU Loan Officer will do everything necessary to ensure you receive the very best RESCU rate available based on your personal situation. You will find that RESCU’s rates are very competitive; in addition, RESCU will usually match, and often beat, rates offered by other financial institutions. We will always do the very best we can for you. Talk to your RESCU Loan Officer for more details on loans and your personalized rate(s).