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No matter the time of year, there are toys for all seasons! When you are out shopping, remember the Responders Emergency Services Credit Union® has all the financing options you need.

Recreational Loans

Loan Type Rate Term

High New & Used Recreational

For high end new and used recreational vehicles.

As Low As
4.59% APR*

$20,001- $30,000 @ 120 months
$30,001- $40,000 @ 144 months
$40,001 & up @ 180 months
(Loans over $40,000 require an "abundance of security", where additional securitization is provided through another member asset)

Low New & Used Recreational

For low end new and used recreational vehicles.

As Low As
4.32% APR*

Up to $14,000 @ 72 months
$14,001- $20,000 @ 84 months
(Used maximum term is 60 months if collateral is over 10 years old)

Collateral includes but is not limited to:
Trailers -  Watercraft - Campers - ATVs - Snowmobiles - Dirt Bikes - Tractors - Golf Carts - Snow/Wake boards - Knee boarding & ski equipment - etc...
100% Financing: includes tax, license & any vehicle warranties!

  • High Value Collateral: Intended for loan values of more than $20,000

  • Small Value Collateral: Intended for loan values of $20,000 or less

Note on rates: All rates shown are APR* = Annual Percentage Rate. Your loan rate will be customized by taking into consideration your credit rating (FICO score) and can be further discounted based on your activity level with the credit union and other things. Your RESCU Loan Officer will do everything necessary to ensure you receive the very best RESCU rate available based on your personal situation. You will find that RESCU’s rates are very competitive; in addition, RESCU will usually match, and often beat, rates offered by other financial institutions. We will always do the very best we can for you. Talk to your RESCU Loan Officer for more details on loans and your personalized rate(s).