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RESCU GAP Coverage for your Vehicle

The last thing you want to think about right now is a total loss on your new vehicle… But you Should!

The moment you drive your vehicle off the lot, it depreciates about 20% on average. And you can count on roughly a 15% decline in value each year for the next four years. The gap between the amount you owe on your vehicle and the amount it is worth can be quite substantial, particularly in the first four years of ownership.

If your vehicle is stolen or damaged and deemed a total loss, you are responsible to pay the difference between what you owe and what your insurance company says your vehicle is worth. GAP PLUS can help cover the difference and potentially save you thousands of dollars!

What is the “PLUS”?

The “PLUS” is the additional benefit of a $1,000 deduction toward your next RESCU vehicle loan if financed within 90 days of the GAP claim settlement.


TotalRestart is Included with your RESCU GAP PLUS coverage. TotalRestart is designed to go beyond GAP and may provide a credit towards your next loan with us for your replacement vehicle if it’s stolen or damaged and declared a total loss.

RESCU’s GAP PLUS with TotalRestart is very inexpensive coverage, and can be an extremely smart move for your vehicle loan, particularly in the first four years of ownership. It can even be added to your vehicle loan at very minimal impact to your monthly payments. Talk to your RESCU Loan Officer for details today!