RESCU VISA Credit Cards

RESCU offers both a Classic, and a Platinum VISA Credit Card. Which card you choose will largely depend on your personal qualifications and reward preferences. Talk to your RESCU Loan Officer Today! Here is a quick summary of the RESCU VISA Cards:

RESCU VISA Classic

• No Annual Fee

• Interest Rate as low as: 9.9% APR*

• Credit Limit- $500- $10,000 (depending on applicant's credit qualifications. Limits greater than $10,000 may be approved by the RESCU Credit Committee) 

• The rewards program is 1% cash back paid directly to the cardholder's account on an annual basis.  (Note: Cash advances do not receive 1% cash back reward)

• Rates may vary based on approved credit. The rate listed is the lowest possible rates available to qualified borrowers.

• Talk to your RESCU Loan Officer for more details

RESCU VISA Platinum

• No Annual Fee

• Interest Rate as low as: 8.9% APR*

• Credit Limit up to $10,000 (depending on applicant's credit qualifications. Limits greater than $10,000 may be approved by the RESCU Credit Committee.) 

• Minimum payment of 3% of outstanding balance, (or $20, whichever is greater)

• The rewards program includes Air Mileage and Merchandise (Note: Cash advances do not receive 1% cash back reward)

• Talk to your RESCU Loan Officer for more details

Note on rates: * = Annual Percentage Rate. Your rate will be customized by taking into consideration your credit rating (FICO score) and can be further discounted based on your activity level with the credit union and other factors. Your RESCU Loan Officer will do everything necessary to ensure you receive the very best RESCU rate available based on your personal situation. We will always do the very best we can for you. Talk to your RESCU Loan Officer for more details on loans and your personalized rate(s).

Rates may vary based on approved credit. The rate listed are the lowest possible rates available to qualified borrowers.

RESCU is a Responsible Lender. Not all who apply will be granted a loan. Credit granting requirements may have changed since your last RESCU loan. Documentation requirements have changed to meet or exceed regulatory requirements. All loans granted on approved credit.

USA PATRIOT ACT NOTICE

IMPORTANT INFORMATION ABOUT OPENING AN ACCOUNT On September 11, 2001, our lives changed forever. In an effort to protect you and our country, the USA PATRIOT Act was signed into law. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents. We proudly support all efforts to protect and maintain the security of our customers and our country.