UNSECURED LOANS

PERSONAL LINE OF CREDIT

A Personal Line of Credit with RESCU can provide you with a flexible tool to manage your personal financing needs. The interest rate is lower than credit cards, and it’s very easy to use. After your RESCU Personal Line of Credit is set up, you can transfer money into your checking account, whenever you want, in order to make purchases, make payments, etc. Speak to your RESCU Loan Officer at 509-327-3244 to learn more.

Try out our Personal Line of Credit loan with rates as low as 9.90% APR!*

• Enjoy the flexibility to transfer the funds when you need them

• Be in control of your finances at all times

• This Line of Credit is just another resource for you when something unexpected comes up or you need cash fast!

 Terms & Rate information:

• Member must re-qualify every 5 years

• Maximum loan value: $10,000 (depending on credit score)

• Member must have credit (FICO) score of at least 650 or higher

• Minimum payment of 2.5% of outstanding balance

SHARE SECURED LOANS

Share secured loans can be provided without loan process for a low rate of 2.50% APR* + the Dividend Rate (savings and/or CD rate)

By borrowing against your own savings, you may build up your credit score and history while borrowing up to 100% of your savings or certificate balances.

OTHER UNSECURED LOANS

RESCU FIRST LOAN

PERSONAL LOANS

Note on rates: * = Annual Percentage Rate. All rates shown are APR. Your loan rate will be customized by taking into consideration your credit rating (FICO score) and can be further discounted based on your activity level with the credit union and other factors. Your RESCU Loan Officer will do everything necessary to ensure you receive the very best RESCU rate available based on your personal situation. You will find that RESCU’s rates are very competitive; in addition, RESCU will usually match, and often beat, rates offered by other financial institutions. We will always do the very best we can for you. Talk to your RESCU Loan Officer for more details on loans and your personalized rate(s).

Rates may vary based on approved credit. The rates listed are the lowest possible rates available to qualified borrowers. The lowest rate shown includes a 0.25% discount for automatic payment with payroll direct deposit to a RESCU checking account. Discounts do not apply to home loan services or Visas Credit Cards. Other rates and terms are available.

RESCU is a Responsible Lender. Not all who apply will be granted a loan. Credit granting requirements may have changed since your last RESCU loan. Documentation requirements have changed to meet or exceed regulatory requirements. All loans granted on approved credit.

Promotional Rates: RESCU reserves the right to cancel promotional rates at anytime. Must apply and receive loan approval prior to expiration date of promotional rate. Loan preapprovals are good for 90 days from date of application. Promotional rate on preapproved loans are good for 30 days after promotion ends. Not including Visa Balance Transfer Promotions.

RESCU DOES NOT OFFER BUSINESS LOANS